When the defendant does not pay the above fine, 100,000 won.

The defendant is a person who is engaged in the lending business.

A person who intends to engage in loan business shall register with the Special Metropolitan City Mayor, a Metropolitan City Mayor, a Metropolitan Autonomous City Mayor, a Do Governor, or a Special Self-Governing Province Governor having jurisdiction over the relevant place of business, and if a unregistered credit service provider grants a loan, the amount of interest under the Act on the Restriction of Interest (25% per annum from July 15, 2014 and 30% per annum before the date) shall not exceed the interest rate

On March 12, 2015, the Defendant, without registering with the competent authority, lent 2.5 million won after deducting 1.5 million won from C in advance, 3 million won in advance, 3,000 won, and 60,000 won in advance, and paid 3.840,000 won per day for 65 days in excess of the interest rate under the Act on the Restriction on Interest (no principal and interest shall be repaid). The Defendant, at the same place on the same day, lent 1.7 million won after deducting 1,00,000 won in advance, 2.6 million won in consideration of fees, and 2.65 days in advance, at the rate of 5.8% in excess of the interest rate under the Act on the Restriction on Interest.

Summary of Evidence

1. Partial statement of the defendant;

1. Each legal statement of C and D;

1. Each police statement made with respect to C and D;

1. Application of the Acts and subordinate statutes to the complaint (two spheres of evidence recording);

1. Article 19 (1) 1 and Article 3 of the Act on the Registration, etc. of Preliminary Loan Business, etc. and Protection of Financial Users concerning criminal facts, registration of each loan business, etc., and Articles 19 (2) 3 and 11 (1) of the Act on the Protection of Financial Users (the receipt of interest exceeding the interest rate, the selection of fines) of the Act on the Protection of Financial Users;

1. Article 37 (former part of Article 37, Article 38 (1) 2, and Article 50 (limited to the business of loan without registration, the punishment of which is the largest) of the Criminal Act aggravated for concurrent crimes;