[Judgment of the court below] The Defendant had an obligation to pay KRW 8.8 million as the principal of the bonds at the time of the formation of each of the above courses, and to pay KRW 50 million as the principal of the bonds and KRW 2.5 million as the above interest of the bonds each month. The Defendant had an obligation to pay KRW 2.5 million as the above interest of the bonds each month.

【Criminal Facts】

1. Around June 2015, the Defendant committed fraud through the number of days, which reads that “The victim E has subscribed to the 8.8 million foot number of days, putting only one unit of one unit of money, and is exempted from driving the guidance money” at the D dan operated by the Defendant in Chungcheongnam-gun, Chungcheongnam-gun, Chungcheongnam-gun, which was operated by the Defendant, as if he operated the daily number of days.”

However, as above, the Defendant had no intention or ability to operate the number of days, and had been able to pay personal interest, etc. on bonds by cutting off the number of days.

Nevertheless, the Defendant received a total of KRW 183,200,000 from that time to June 20, 2016 from that time and received KRW 7.6 million from that time from that time to that time, and received a total of KRW 183,20,000 from 28 victims as shown in the List of Crimes in the attached Form.

Accordingly, the defendant was informed of the victims and received property from the victims.

2. The fraud of the borrowed money;

A. A. A. On April 2014, the Defendant made a false statement by phone call from the victim F to the victim F at the above D Do dan, and then made a false statement to the victim F. However, even if the Defendant borrowed money from the victim, the Defendant did not have any intent or ability to repay it after one year. Nevertheless, the Defendant received money from the victim to the Agricultural Cooperative (G) account in the name of the Defendant and acquired it by transfer from the victim. (ii) On May 2016, the Defendant called from the above D Do dan to the victim F, and then lent KRW 2 million to the victim F.