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(영문) 서울중앙지방법원 2016.12.13 2016가합505931

보험금

Text

1. The Plaintiff:

A. Defendant Samsung Fire & Marine Insurance Co., Ltd.: KRW 53,970,700 and its therefrom from August 22, 2015.

Reasons

A. On September 23, 200: General injury, death, disability after death, general injury of 130,000,000 won general injury, general injury of 40,000 won, and general injury of 40,000 won) among the terms and conditions applicable to the insurance contract of this case under each of the insurance contracts of this case (A) the main contents of the terms and conditions of the insurance contract of this case are as follows, and this is also the same as the terms and conditions of the insurance contract of this case No. 2, 3, and 4.

Article 15 (Types and Grounds for Payment of Insurance Money) If an insured person (person subject to insurance) suffers from a disability falling under each disability payment rate set forth in the Disability Classification Table as an injury (referring to a bodily injury sustained by a sudden and incidental accident that occurred during the insurance period) during the insurance period, the company shall pay the following amount to the beneficiary as an insurance benefit for future disability:

The amount calculated by multiplying the rate of payment prescribed in the disability classification table of less than 80% of the general disability benefit amount to be paid by the amount of disability insurance coverage * When visual disability by disability classification criteria in the disability classification table - when the visual eyesight of one eye is less than 0.02, - Article 17 (Reasons for Non-Payment of Insurance Money) 1 of the payment rate 35% (Reasons for Non-Payment of Insurance Money) (1) The company shall not prevent insurance money when any cause for payment of insurance money occurs due to any of the following cases:

1. The intention of the insured;

2. Intentions of the beneficiary;

3. The terms and conditions of each of the instant insurance contracts stipulate that the insurance proceeds shall be paid within three business days from the date on which the insurance proceeds are claimed. The terms and conditions of the instant insurance contracts Nos. 1 and 2 stipulate that if the insurance proceeds have not been paid within the due date, the insurance proceeds shall be paid in addition to the annual interest rate for the loan of insurance contracts from the following day until the due date of payment. (B) The occurrence and treatment of the instant accident goes beyond the “on February 1, 2015,” while the Plaintiff goes beyond the “on February 11, 2015,” the Plaintiff suffers from the snow of the right side.