If the defendant does not pay the above fine, 50,000 won shall be one day.

1. The interest rate in cases where an unregistered credit service provider lends a loan shall not exceed 30% per annum as provided for in the Interest Limitation Act;

Nevertheless,

A. On March 2013, 2013, the Defendant lent 2 million won to C (n, 62 years of age) in the vicinity of the Daegu-gu B market, Daegu-gu, and agreed to receive 24,000 won each day for 100 days, and received part of the interest, thereby violating the interest rate limit by receiving 136.2% interest per annum.

B. On March of the same year, the Defendant lent E (n, 60,000,000 won) around D department stores located near Daegu Jung-gu B market, and agreed to receive 60,000 won per day for 100 days each day, and received part of the interest rate, and violated the restriction on the interest rate by receiving 136.2% per annum.

C. The defendant's explanation

3. Around the end of the Daegu Jung-gu, Daegu-gu, lent G (Yin, 72 years of age) to G (Yin, 72 years of age) or 2 million won each day, and agreed to receive 24,000 won each day for 100 days, and received part of it and received part of it, thereby violating the interest rate limit by 136.2% per annum.

On April of the same year, the Defendant loaned H (n, 60 first half) in the vicinity of the above D department stores or 4 million won, and agreed to receive 48,000 won a day for 100 days each day, and violated the interest rate limit by receiving part of the above D department stores, with interest of 136.2% per annum.

2. Any person who intends to engage in credit business shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, Do Governor, or Special Self-Governing Province Governor.

Nevertheless, at the same time as in the preceding paragraph, the Defendant lent the above money to the above C, etc., and operated the credit business without being registered by the method of receiving interest and principal.

Summary of Evidence

1. Defendant's legal statement;

1. Investigation report (Verification of Non-registration of credit business);

1. Application of Acts and subordinate statutes to each loan certificate or loan certificate;

1. Article 19 (1) 1 and Article 3 of the Act on Registration of Credit Business, etc. and Protection of Finance Users for Crimes and Selection of Punishments, shall be unregistered credit business;