The Defendant and B were married around September 201, but divorced around October 2018, and the Defendant, who managed the passbook B, authorized certificate, security card, etc. of the visually impaired person B, was thought to receive loans from the lending company in the name of B, and to use them for living expenses, repayment of debts, etc.

1. On February 23, 2015, the Defendant committed the crime against the Victim’s Student Aid Foundation: (a) at the Defendant’s residence in Seoul Special Metropolitan City, Nowon-gu C Apartment D; (b) despite the absence of any consent or delegation for loans from B, the Defendant used a mobile phone in the name of B used by the Defendant for the purpose of handling the affairs thereof; (c) without authority, entered “1,500,000 won in the name, resident registration number, address, and loan column” in the personal information column of the above B; and (d) entered the electronic records as the electronic records pertaining to rights and duties; (c) sent the said foundation, and exercised the said electronic records as if the said electronic records were genuine; (d) received KRW 1,50,000 from an employee whose name of the Korea Student Aid Foundation was unknown to an account in the name of B on the same day; and (e) exercised the above electronic records transfer of KRW 1,500,000 in the name of the victim under the name of B from July 12, 208.

2. The Defendant committed a crime against the victim (E) on or around February 14, 2018, without authority, used by the Defendant for the purpose of causing an error in administrative affairs, even though the Defendant did not have any consent or delegation of the loan from B.