"2015 Highest 287"

1. No person who violates the Specialized Credit Financial Business Act may lend money by pretending the sale of goods or the provision of services, etc.;

Defendant

A, Defendant B (participation from March 11, 2013), Defendant C, Defendant E, and Defendant F, along with J, and K, agreed to conduct a business of “credit card tin” in a manner that purchases electronic equipment, etc. on the Internet with the name and contact of the person who wants to borrow a credit card, and makes payments by using a credit card as if he purchases electronic equipment, etc. on the Internet, and transfers the amount after deducting fees, etc. to the person who wants to borrow a credit card. The J, etc. was in the role of receiving and delivering the name, contact number, etc. from the person who wants to borrow a credit card. The K, by delivering the name, contact number, etc. of the person who wants to borrow a credit card from J, and directly consulting with the person who wants to borrow a credit card, Defendant C and Defendant E, and Defendant F conspired to act as a proxy in managing the Internet shopping mall site.

Defendant A, Defendant C, Defendant E, and Defendant F committed from November 20 to March 8, 2013 in collusion with J, K, etc. on November 20, 2012. On November 20, 2012, at the office, etc. of Daejeon Dong-dong L apartment shop No. 305, K, etc., after being provided with a credit card number, etc. from the M requesting a cash loan via a 'credit card-type', and accessing the Internet through a computer installed therein, and then paying a prepaid purchase by using the said M credit card information, and then remitting an amount after deducting approximately 30% of the price under the pretext of commission, etc. to the said M through J, etc., as shown in attached Form No. 1-(Ⅰ).