A. On May 12, 2009, the Plaintiff entered into an insurance contract with the Defendant as the insured (hereinafter “instant insurance contract”).

B. Under the insurance contract of this case, the amount of general injury injury after death is KRW 100,00 (the amount of subscription to the general injury or the disability of at least 80%, the amount of disability below 80%, 3-79% of the subscription amount in the case of disability below 80%) the amount of general injury medical expenses is KRW 5,00,000 (the amount of compensation shall be limited to the amount of medical room expenses required within 180 days from the date of the accident if the medical doctor is treated due to general injury). The amount of general injury provisional living expenses is KRW 30,000 (the amount of compensation per one day of hospitalization within the limit of 180 days from the date of the accident where the medical treatment is provided due to general injury). The amount of general injury nursing expenses is paid KRW 50% of the subscription amount in the case of hospitalization, KRW 501 of the subscription amount in the case of hospitalization for at least 61 days, additional payment of subscription amount for at least 121 days (excluding additional subscription amount for treatment).28 days).

C. On May 24, 2009, the Defendant was diagnosed of the mouth cutting down (closedness) etc. on both sides as an accident that gets out of a bicycle in India located in Seo-gu Daejeon-dong (hereinafter “instant accident”) and was hospitalized in B, etc. for 135 days from May 26, 2009 to October 7, 2009.

On April 18, 2011, the Defendant issued a disability diagnosis certificate stating that the Bridges of non-gus, each of which suffered from the instant accident, constitute “if they permanently left the Republic of Korea with a significant obstacle to the function of Section 1 among the three major sections of one bridge,” respectively, and submitted the insurance claim to the Plaintiff on May 24, 201.

E. Meanwhile, the plaintiff on August 15, 2004.