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(영문) 서울중앙지방법원 2018.12.20 2018나12611

구상금

Text

1. The judgment of the court of first instance is modified as follows.

The defendant shall pay to the plaintiff KRW 26,779,369 as well as to the plaintiff on May 2017.

Reasons

1. Basic facts

A. The Plaintiff entered into an insurance contract with Stim, Co., Ltd. with respect to the first floor and the fifth floor above the ground located in Guro-gu Seoul Metropolitan Government (hereinafter “instant building”) owned by Stim, for the insurance period from May 9, 2013 to May 9, 2018, with respect to the insurance coverage amounting to KRW 400,000 ( underground first floor - KRW 375,000,000 on the ground, KRW 4,500 on the ground, KRW 25,000 on the ground, KRW 375,000 on the ground, KRW 4,500 on the ground, and KRW 25,000 on the ground, to compensate for losses incurred by fire.

B. From December 30, 2016 to December 30, 2016, the Defendant leased three floors (hereinafter “instant leased building”) among the instant leased building from Stimkim to engage in freight forwarding and incidental service, etc. in the instant leased building.

C. On April 13, 2017, around 18:27, a fire, the cause of which was unknown, occurred in the instant leased building (hereinafter “instant fire”), and the leased building, such as the ceiling, walls, floors, and windows, was laid down (hereinafter “damage to the leased building”) and the two floors of the instant building were flooded due to a fire spread spreaded in the process of fire extinguishment, and the fire doors installed on the fourth and fifth floors of the instant building were damaged.

(hereinafter referred to as “damage to the non-leased premises of the building”

The results of the investigation of the fire fighting station and the causes of the fire in this case are as follows.

The first point of this fire is presumed to be the side floor on the books of representative duty rooms on the basis of the shotning of combustible materials and the direction of the internal combustion progress. - Determination of the cause of fire - Determination of the cause of fire - Determination of the causes of electric power, mechanical, and gas factors, etc. are verified around the books of the representative duty rooms determined as the point of combustion, while exclusion of electric power, mechanical, and gas factors, etc., on the books of the books of the non-permanent and recycling paper boxes.