B In October, 190, Defendant C was punished by a fine of KRW 4,000,00, Defendant D and E respectively, and KRW 3,000,00,00.

As examined below, the defendant A is acquitted, and the facts constituting the crime against the remaining defendants except the defendant A are reflected therein.

1. Defendant B and Defendant C are a standing director of the WFF in Changwon-si from February 18, 2006 to February 17, 2010, who was in charge of credit business as a standing director of the WF. Defendant C is a person who was in charge of credit business from January 18, 2009 to January 201 as a standing director of the WFF.

Defendant

B A A due to the financial crisis of January 2009, at least 50% of WFF loans due to the fall in the interest rate of CDs.

When there is a concern that business loss will be incurred to WFF due to loan products with the interest rate link, WFFF would be implemented by raising the interest rate at will without the consent of the customer and receiving the interest on the loan.

Defendant

B Around that time, the president of the WFF, in the office of the head of the WFF, ordered the executive members of each branch office of Defendant C, WF 8 branch offices (X branch offices, Y branch offices, AAB branch offices, AC branch offices, AD branch offices, AE branch offices, etc.) to adjust the additional interest rate by arbitrarily inputtinging the interest rate to the computer terminal without the consent of the customer, and the head of each branch office and each branch office of Defendant C, the head of each branch office, upon public offering, instructed the borrower of each branch office and each branch office to arbitrarily raise the additional interest rate without the consent of the customer.

Accordingly, the agent AF in charge of WA branch loan shall operate the interest rate of the victim AG loan account (Account AH) at the office of WF AF branch loan department around February 3, 2009 by using a method of inputting more than 1.24% points without the above victim's consent, thereby unfairly acquiring the amount of KRW 4,963,397 from the above victim's loan account.