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(영문) 인천지방법원 2016.09.23 2016고정1760

대부업등의등록및금융이용자보호에관한법률위반

Text

Defendant

B and C 12,00,000 each fine, Defendant G 7,000,000 won each fine, Defendant A and F 5,000 won each fine.

Reasons

Punishment of the crime

The Defendants: (a) against the persons bad credit standing or need to be higher level with H, K, L, L, M, Defendant B, C, G, and F are so-called “the Vice-Minister”; (b) H, K, L, M, Defendant B, C, and F, by inviting and arranging loan applicants; and (c) N, by transmitting personal information from H, such as the personal information of loan applicants, physical card, 16, effective period, and password, by wire and text message, discovered the credit rating and debt status of loan applicants, and the credit rating and debt status of loan applicants, and P, Q, Defendant A, E, C, and D are copied or sent by telephone, and I arbitrarily created a certificate of employment, etc. in an irregular manner, and divided them by collecting approximately 20% of the loan charges from loan applicants if loan proceeds from each loan company.

A person who intends to run a loan business or a loan brokerage business shall register with the administrative agency having jurisdiction over the place of business.

The Defendants, in collusion with the above H, etc., did not register with the competent authorities on July 7, 2014, and introduced T which wish to borrow from the Sca Ro in the Gyeonggi-si R, Gyeonggi-do, to the effect that “The credit rating was 5.4%, and the bank was 3.0%, and even if the loan was received by the bank, it did not have any big interest, at the same time, paid 3 million won interest on the loan at the time, the amount of loan shall be refunded to 3.0 million won on the annual basis and the loan shall be changed to 20% of the loan to 10 million won.” The Defendants demanded that T to the effect that “3 million won, including 3.0 million won, and 3.6 million won, including 3 million won, from the social company Abn n n n n n n n n n n n n n n n n n n n n n n 25.

9.15.