However, the execution of the above punishment shall be suspended for one year from the date this judgment becomes final and conclusive.

The Defendant, in collusion with C, D, and one infinite (the title “E Office”) in collusion with C, and the Defendant applied for a loan under his name, and C, by soliciting the loan holders, informing D of his nameless winners and D of his personal information, and then printing out a forged document file using the above personal information by e-mail, followed the loan holders in the form of e-mail, followed the instructions for action at the time of applying for the loan, leading the loan holders to the bank, leading D to take the loan holders and apply for the loan, and the nameless winners and D shall instruct C to apply for the loan by the above method, and then, the Defendant shall divide the role of sending forged document files by forging or forging the loan holders and then request C to transmit forged documents related to the loan to C-mail, and shall use the forged document to make a so-called “work loan” to apply for the loan to the bank.

1. On May 15, 2013, C sent a text message to the Defendant to the effect that the Defendant conspireds with the victim’s citizen bank East Korea branch, and around May 15, 2013, C recommended the Defendant to provide a working loan to the effect that “A loan is possible to receive money on the same day from a bank, and would make an application for a loan to receive four million won.” On May 16, 2013, C notified the Defendant’s personal information by telephone to the victim, and C sent a written confirmation of subscription for pension calculation to the National Pension Service (135) by phone to the victim, and then sent the written confirmation of subscription for pension calculation to the Defendant from the Gangnam National Pension Service, the document confirming subscription for pension calculation under the name of the President of the National Pension Service in the name of the President of Gangnam National Pension Service, the document confirming the payment of the Defendant’s pension contributions to the Defendant, and the document confirming the payment of the Defendant’s e-mail in the name of the Nam National Pension Service, and sent it to C.