2. The judgment of the court below is highly poor in that the defendant's mistake is recognized in depth and living conditions are very difficult, and there is no record of punishment or more severe punishment than a fine for the same crime as each of the crimes of this case. However, the insurance fraud, such as each of the crimes of this case, as the crime of this case, can threaten the foundation of the insurance system. The total sum of the insurance money acquired by the defendant reaches 17,116,846 won and the amount of damage to the victims is considerable, but the victim did not receive a letter from the victims due to compensation or agreement with the victims, and considering the motive and background leading up to each of the crimes of this case, the defendant's age, age, sex, environment, occupation, family relation, etc., it cannot be too unfair for the court below to render a sentence against the defendant.

3. In conclusion, the defendant's appeal is without merit, and the defendant's appeal is dismissed pursuant to Article 364 (4) of the Criminal Procedure Act (Provided, That "6,768,320 won" of the 20 criminal facts of the judgment below is "6,456,200 won", and "1,759,790 won" of the 21 criminal conduct "1,864,790 won", and it is obvious that the defendant's appeal is erroneous and correct ex officio pursuant to Article 25 (1) of the Rules on Criminal Procedure.