A Imprisonment with prison labor for a year and six months, and for a defendant B, for two years, respectively.

However, from the date this judgment becomes final and conclusive, respectively.

1. On July 201, 201, Defendant B received a request from Defendant B to the effect that “F purchases an apartment house which was newly built, but has not yet been sold in lots, and then applies for a loan to the Mineyang Saemaul Depository in the name of the company G, and that a financial institution’s guarantee certificate is required to be issued.” Defendant B forged the certificate of payment guarantee with the name of the Industrial Bank of Korea I and asked Defendant B to request the head of the said branch office having a pro rata to verify that the forged certificate of payment guarantee was issued normally.

Defendant

B Upon the request of H et al. on August 201, 201, H et al. forged a payment guarantee certificate by entering in the name of the head of the I Branch in the column of “J”, “J 201, 08, and 10”, “Dongyang Saemaul Community Depository” in the column of the date of the payment guarantee letter prepared in advance in the form of the payment guarantee letter prepared in advance, and “B” in the column of the content of the guaranteed obligation, “for the purpose of guarantee: specific obligation guarantee: specific obligation guarantee; the scope of the guaranteed obligation guarantee: individual obligation guarantee: the due date of the principal obligation is due; the due date of the principal obligation; the surety’s due date of the principal obligation; the surety’s payment guarantee certificate is written in the column of the guaranteed obligation guarantee letter in the name of the head of the I Branch A; and then, the guarantor’s column forged

In doing so, Defendant B forged a letter of payment guarantee in the name of the Industrial Bank of Korea, which is a private document on rights and obligations without authority for the purpose of exercising rights and obligations in collusion with H.

2. On August 10, 201, Defendant B asked Defendant A to the effect that, at the above I branch, Defendant B asked Defendant A to the effect that, in an envelope containing a forged payment guarantee certificate, Defendant A would normally issue a payment guarantee certificate if he asks Defendant A about the payment guarantee at the same Dongyang Saemaul Community Depository, and Defendant A would issue a payment guarantee certificate.