beta
(영문) 서울중앙지방법원 2020.11.12 2020가단5081508

보험금

Text

1. The plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Basic facts

A. On September 25, 2012, the network D of the conclusion of the insurance contract (hereinafter “the network”) concluded an insurance contract with the Defendant with the following purport that “a total of KRW 100 million shall be paid in the event of injury or death” (a contract number F; hereinafter “instant insurance contract”).

Cover Period: From September 25, 2012 to September 25, 2068, beneficiaries of death insurance: Statutory inheritors: / [Basic] Amount of KRW 10,000,000 for the death of an injury [Special Agreement] KRW 20,000 for the death of an injury, KRW 70,000 for the death of KRW 20,00 for the death of an injury

B. On November 9, 2019, the Deceased’s Deceased moved into the first floor H of the G building of Guro-gu Seoul Metropolitan Government. On November 10, 2019, an accident involving an explosion of gas leaked in the gas supply (hereinafter “instant accident”) occurred on November 10, 2019, the Deceased’s death suffered video (e.g., 61% and inhale damage) and subsequently, the Deceased was treated by the patient’s room at the I Hospital on November 24, 2019, and the Deceased was killed due to the Hemical shock caused by the instant accident at around 18:40.

C. Plaintiff A and his children, who are the wife of the Plaintiff’s inherited property, succeeded to each inheritance share.

The plaintiffs' claim for the payment of the insurance money and the defendant's refusal to pay the insurance money under the insurance contract of this case filed with the defendant. On January 29, 2020, according to Article 17 of the insurance contract of this case, the defendant is defined as non-compensation damages. The plaintiffs' claim for the payment of the insurance money was rejected to the effect that the insurance money claimed by the plaintiffs constitutes non-compensation damages.

[Reasons for Recognition] Facts without dispute, Gap evidence 1 to 7, Eul evidence 1 to 5, and the purport of the whole pleadings

2. The plaintiffs asserted that the plaintiffs are the deceased's "injury, death," which is the grounds for the payment of insurance proceeds stipulated in the insurance contract of this case, and that the defendant is obligated to pay 100 million won insurance proceeds to the plaintiffs according to their inheritance shares.

For this reason,