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(영문) 서울중앙지방법원 2014.12.16 2014가단5219302

보험금

Text

1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Facts of recognition;

A. On March 31, 1995, the deceased D (the deceased on November 14, 2013, hereinafter “the deceased”) concluded a Class B personal insurance contract with the Defendant (hereinafter “instant Type 1 insurance contract”) with the deceased, the beneficiary’s legal heir at the time of death, and the beneficiary’s insurance amount of KRW 5 million. (2) On June 15, 1999, the deceased D, the beneficiary’s legal heir at the time of death, and the beneficiary’s legal heir at the time of death, and the non-dividendd cancer 2 personal insurance contract with the insured amount of KRW 15 million (hereinafter “instant Type 2 insurance contract”).

B. The major contents of the insurance policy and terms and conditions of the first insurance contract of this case are as follows.

C. The main contents of the insurance policy of the second insurance contract of this case are as follows.

From September 9, 2013, the Deceased was hospitalized in Bolar Hospital on the part of August 2013, when he/she had been living in a normal life after undergoing the examination and surgery of U2amam cancer in around 1999 and transferred to the bones, extractment, etc., so he/she was subject to honmon treatment and antichemical therapy treatment. There was very low possibility that he/she might face the dypology of cancer due to the dypology of cancer, and he/she was subject to honosis regulation every day by bone path, such as both shoulders, fyp, and bone fry, and bone math, which were determined through hon.

E. On November 14, 2013, the Deceased discharged a Bolave Hospital on or around November 6, 2013, committed suicide, she was admitted to E on a daily basis, and committed suicide with a string and scarping a scarp, leaving a string, with a refluence that “prising pain” was not exposed to serious pain while undergoing a preservation treatment for taking water exemption, etc., and on November 22, 2013, around 08:55, around November 22, 2013.

F. The deceased’s spouse A (the inherited portion 3/7) and the Plaintiff B and C (the inherited portion 2/7) inherited the deceased according to the deceased’s statutory share of inheritance due to the death of the deceased.

[Ground of recognition] The fact that there is no dispute, A 1 to .