2. The circumstances favorable to the defendant include the fact that the judgment is recognized and reflected in the crime, and the fact that the investigation actively cooperates in the investigation.

However, the lower court appears to have determined a punishment in light of such favorable circumstances, and there is no change of circumstances that may be considered in the sentencing newly after the pronouncement of the lower judgment; the period of the crime and the scale of the crime; in particular, some crimes have been committed during the period of repeated offense; three times or more as a result of the crime of violating the Act on Specialized Financial Business; and other circumstances that form the conditions for the sentencing specified in the instant case, including the Defendant’s age, sex, behavior, environment, family relationship, and circumstances after the crime, it is difficult to see that the lower court’s punishment is too unreasonable.

Therefore, we do not accept the above argument of the defendant's above sentencing.

3. As such, the Defendant’s appeal is dismissed under Article 364(4) of the Criminal Procedure Act on the grounds that it is without merit, and it is so decided as per Disposition (Provided, That the application of the law of the lower judgment is obvious that the omission of “an aggravated aggravation of repeated crime of 1.0 is against the registration of loan business, etc. and the violation of the Act on the Protection of Financial Users” was made after “Article 35 of the Criminal Procedure Act” in the column for “an aggravated aggravation of repeated crime of 1.0 out of the application of the law of the lower judgment. Therefore, the addition