1. The financial fraud organization of the fraudulent telephone communications (one-name “scam”) has a system that consists of “inducing” to transfer the victims’ money by telephone, etc., “inducing” to instruct the withdrawal of the transferred money, “inducing” to withdraw the money from the cash payment machine, “inducing” to withdraw the money from the cash payment machine, and “reducing” to receive cash delivery from the victims or “inducing” to the victims.

On March 20, 2020, the Defendant received 1.60,000 won per day from an employee of the scaming service and gave instructions to the victims of telephone financial fraud or received cash, and then offered to collect the transfer of the passbook to the account managed by the scaming organization, and offered to the Defendant with his name-free winners and conspired to commit the scam financial fraud in succession.

On March 25, 2020, persons in charge of call centers in the name-free criminal organization for telephone communications fraud in the financial fraud criminal organization misrepresented the victim B with telephone call staff and misrepresented the victim B with the credit team staff, and “the substitute loan has been obtained for six months after obtaining the loan.” This is to find out the substitute loan itself, as the breach of contract itself leads to the repayment of the entire debt to the existing C and the desired loan amount to be paid as D deposit, if 50% of the loan amount is paid in the name of D, it is possible to see our employee only or to repay the existing loan. It is possible for our employee to pay 50% of the loan amount to be paid.” On March 25, 2020, the Defendant was urged the victim to withdraw cash from the bank account in the name of the victim and to enter it into the account. At around 14:00 on March 25, 202, the Defendant misrepresented the staff at CF office at KRW 2400,00 from the victim’s name.

In this respect, the defendant is a person with no name.