2. The Defendant recognized all of each of the instant crimes and repented his mistake in depth.

However, the crime of fraud in this case was committed by deceiving the victims as if they were abused that the victims were in an economically difficult position after the victims acquired personal information in a planned manner, and by deceiving them to borrow money with low interest, etc., and the crime is very bad.

The Defendant has been punished several times for the same crime, and the risk of recidivism is high in light of the fact that each of the instant crimes was committed repeatedly against many and unspecified persons for a long time.

In addition, considering the defendant's age, character and conduct, family environment, motive and background of the crime, means and consequence of the crime, circumstances before and after the crime, and criminal records, it is not recognized that the sentence imposed by the court below is too unreasonable.

3. The defendant's appeal is without merit and thus dismissed pursuant to Article 364 (4) of the Criminal Procedure Act. It is so decided as per Disposition.