A. 1) The Plaintiff is a 1st floor underground and 6th floor building located in Seodaemun-gu Seoul Metropolitan Government, Seodaemun-gu, Seoul (hereinafter “instant building”) between B and B.

(2) On July 22, 2015, the insurance period from June 4, 2015 to June 4, 2018, the insurer that entered into a fire insurance contract of KRW 850 million is the insurer that entered into a fire insurance contract of KRW 850 million. (2) The Defendant leased the first floor of the instant building (hereinafter “instant leased part”) from B on July 22, 2015, and operated general restaurants in the name of D.

The Defendant entered into a fire insurance contract with Samsung Fire and Marine Insurance Co., Ltd. (hereinafter “Defendant Insurance”) with respect to the leased portion of the instant case from November 10, 2015 to November 10, 2020, with the insurance coverage amounting to KRW 100 million (hereinafter “Defendant Insurance”).

B. On February 9, 2017, around 07:50 to 08:40 on February 9, 2017, the following drawings (as part of the Gap evidence No. 4 (Adjustment Report), the phrase “presumed point” in the drawings is written by the originator of the report by referring to the results of the investigation into the fire station and the police station.

[] As above, as to the building of this case, 12 air conditioners out of 12 air conditioners used outside the leased part and 2 air conditioners out of the leased part of this case, and 2 air conditioners out of the air conditioners and air conditioners out of the leased part of this case, fire (hereinafter “the fire of this case”) is deemed to be fire in the outer wall of the building and a temporary warehouse located between the wall of the building of this case.

) A simple warehouse was destroyed as follows (the left side of the photograph is located on the left side of the “three air conditioners,” under the drawing of the “3 air conditioners,” and there appears to be “one air conditioners, air conditioners, air conditioners, and air conditioners,” on the inside of the photograph.

) DD2) As a result, part of the leased part of the instant building was destroyed, and the outer wall of the instant building was destroyed, and the outer wall of the building in Seodaemun-gu Seoul, Seodaemun-gu, Seoul, the building next to the instant building was damaged, and the outer wall, piping, rainwater, etc. of the building in Seoul.