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(영문) 청주지방법원 2017.11.16 2017가단106961

보험금

Text

1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Basic facts

A. On January 28, 2005, the deceased D (hereinafter “the deceased”) entered into an insurance contract with the Defendant with the heir, the beneficiary at the time of the death of the deceased, with the insurance period of KRW 50,000,000, non-distribution-type 1 and 3 insurance contract (hereinafter “the State contract of this case”) with the non-distribution-type 1 and the non-distribution-type 3 insurance contract with the insured amount of KRW 100,000,000,000.

B. At around 12:30 on September 27, 2013, the Deceased dump dump dump dump dump, and died of a dump long-term dump dump dump due to the dump dump of the above dump dump on September 28, 2013 while being transmitted to the hospital and being treated at the hospital.

(hereinafter referred to as “instant accident”). C.

Plaintiff A, a wife of the Deceased, succeeded to the deceased’s property at the rate of 2/7 of each of 3/7 by 3/7, Plaintiff B, and C. D.

The terms and conditions of the instant prime contract and the special agreement for accident are as follows.

[Terms and Conditions of this case] Article 21 / [Types and Grounds for Payment of Insurance Money] The Company shall pay the insurance money agreed upon to the beneficiary when any of the following events occurs to the insured:

1. When the insured dies during the insurance period or becomes disabled by class 1 in the table of disability classification: Article 23 [Insurance Accidents for which no insurance money is paid] of the Insurance Money for Death or Class 1 Disability (1) of the Insurance Money for Death or Class 1 Disability Act (In any of the following cases, the Company may terminate this contract with no payment of insurance money or exemption from the payment of insurance money, and simultaneously with no exemption from the payment of insurance money:

1. The insured has intentionally impaired himself/herself, but he/she commits suicide or injures himself/herself after two years have passed from the date of commencement of liability (in cases of an inevitable contract, the date of reinstatement) of the contract;