보험금
1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
1. Facts of recognition;
A. On January 14, 2015, B, the Plaintiff’s wife, the Defendant and the insured, the Plaintiff as the Plaintiff, and the insurance period from January 14, 2015 to January 14, 2047, concluded a non-distribution professional engineer insurance contract (long-term damage insurance) with the content that guarantees the following risks:
hereinafter referred to as "the insurance contract of this case"
10. Insurance premium 10. 20,000,000 for diagnosis expenses for cerebrovascular disease on 15. 10. 10. 10. 10. 10. 15. 15. 15. 10. 10,000,040,040, the Clause of 15-1. 15. 15-1. The Clause of 15-1.
1. (Compensation for Loss) If the insured described in the insurance policy has been diagnosed and confirmed as the first cerebrovascular disease during the insurance period of this Special Terms and Conditions stated in the insurance policy (hereinafter referred to as “insurance period”), the company shall be bound to compensate for it in accordance with this Policy.
The above cerebrovascular disease refers to a cerebrovascular disease that has been infected or has been caused to the insured from the time when the responsibility of the Company was commenced under this contract.
Provided, That no compensation shall be made if the insured knew of the infection or outbreak before the commencement of liability.
2. (Definition and Determination of Diagnosis of Brain Diseases) The term “cerebrovascular diseases” means diseases classified as brain cerebrovascular diseases (see attached Table 5) of the third Korean Standards Classification of Patients.
The diagnosis and confirmation of cerebrovascular diseases should be conducted by a person with a physician's license (other than dentists) of a domestic hospital prescribed in Article 3 of the Medical Service Act or a foreign medical institution that is recognized by a company as equivalent to the above, and this diagnosis is based on the medical history, negonomical examination and examination, negonomical scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic scopic