A. On July 6, 2010, the Plaintiff, under Defendant C’s joint and several sureties, lent KRW 150 million to Defendant B until July 6, 201, with the maturity of payment, and the interest rate of KRW 2 million per month until the end of each month (hereinafter “instant loan”).

B. On December 3, 2013, Defendant B paid KRW 30 million out of the loan principal of this case, and around that time agreed to reduce the interest rate of the Plaintiff and the remaining loans at KRW 1.7 million per annum (17% per annum).

C. Defendant B paid only interest by November 2015, and did not pay interest from December 2015.

[Ground of recognition] Facts without dispute, Gap evidence Nos. 1 and 2, the purport of the whole pleadings

2. According to the above facts of recognition, the Defendants are jointly and severally liable to pay to the Plaintiff 120 million won (150 million won - 30 million won) and damages for delay calculated at the rate of 17% per annum from December 31, 2015 to the date of full payment.

3. In conclusion, the plaintiff's claim of this case is justified and it is so decided as per Disposition.