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(영문) 서울중앙지방법원 2013.05.02 2012가합513279

보험금

Text

1. The Defendant’s KRW 3,264,131,546 as well as 6% per annum from March 7, 2012 to May 2, 2013 as to the Plaintiff.

Reasons

1. Facts of recognition;

A. The Plaintiff is a company that runs the distribution business, such as company logistics and selective distribution, and the Defendant is a company that runs an insurance business, such as fire insurance.

B. On November 26, 2010, the Plaintiff and the Defendant entered into a package insurance contract (hereinafter “instant package insurance”) comprised of the first sector (general risk security), the second sector (mechanic risk security), the third sector (Suspension risk security), and the fourth sector (general risk security) (hereinafter “instant package insurance”).

C. Of the instant package insurance contract entered into by the Plaintiff and the Defendant, the first division (property comprehensive risk security) of the instant package insurance contract (hereinafter “instant insurance”) provides that “the purpose of the insurance is “the ownership of the insured, the insured is legally responsible for the insured, or all real estate and movable property to which the insured is responsible, which are not excluded from this section,” and “insurance accident” refers to “the direct and indirect damage, directly and indirectly, to any cause for which the insured, as indicated in the specification during the insurance period, does not have immunity from the insurance contract within the context of the insurance contract, is a direct damage that may be caused rapidly and rapidly to the subject of the insurance.” The main contents of the instant insurance policy (hereinafter “instant insurance policy”) and the insurance terms and conditions (hereinafter “instant insurance terms and conditions”) are as follows.

The insured period of the Plaintiff: the insurance coverage amount from November 1, 201 to November 1, 201: the insurance coverage amount / the coverage limit: KRW 1,103,707,456,574 (the extended coverage and applicable clause under Section 1): the insurance coverage limit of KRW 1,103,707,574 (the extended coverage and applicable clause under Section 1): the coverage of the cost for prevention of loss: compensation limit of KRW 3 billion per accident - the standard amount of compensation - the amount of compensation for losses - the amount of the insurance coverage of each item of the standard price for refinancing (the agreed value) and proportional deletion clause is the same as the amount of the Defendant’s subscription.