2. The judgment of the court below is reasonable in full view of the following factors: (a) the defendant is faced with economic circumstances where it is difficult for the defendant to recognize the crime; and (b) the defendant has no power to commit the same kind of crime; (c) the defendant operated unregistered credit business against many people for about two years and four months; and (d) the paid interest rate exceeds about 60% per annum; and (d) other factors of sentencing as indicated in the instant case, such as the defendant’s age, character and conduct, occupation and environment, background and consequence of the crime, and circumstances after the crime

3. In conclusion, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act since it is without merit. It is so decided as per Disposition.