On July 9, 2010, the Defendant was sentenced to six months of imprisonment for a crime of fraud at the Cheongju District Court. On September 9, 2010, the Cheongju District Court sentenced imprisonment for a crime of fraud at the Cheongju District Court, and completed the execution of the sentence in the official prison on February 10, 2012.

On February 12, 2012, the Defendant was in a state of no particular property or occupation immediately after being released from the prison, but he was in a singing room located in Bupyeong-gu Incheon Metropolitan City, and he was in the head office of the National Bank C, and owned apartments in the Southern-gu, Namyang-si, and the Defendant was living together with his wife and she died.

On February 22, 2012, the marriage report was completed as of February 22, 2012.

1. On February 20, 2012, the Defendant received B’s new card by saying, “A card which serves as a transportation card is different” from that of the Bupyeong-gu Incheon, Bupyeong-gu, Incheon, 101 Dong 605, and “B.”

On February 21, 2012, the Defendant posted a card to a new bank automation device located near the Bupyeong-gu Incheon Metropolitan City Bupyeong-gu, without permission from B, and then withdrawn KRW 300,000 as a credit loan loan by the same method at the same place until February 23, 2012, including withdrawing KRW 9 million in total at the same place, and stolen KRW 9 million in cash owned by the new bank owned by the victim.

2. Around March 11, 2012, the Defendant used a computer and others, etc., called “B” and “B’s national card and mobile phone phone numbered by creating the money from which he/she would make the national card to the company and using his/her employees.”

The defendant, without the consent of B on the same day, put the card into the automation device of a national bank located in Yongsan-gu Seoul Metropolitan Government using the card and mobile phone, enter the password, applied for a loan of card loan and made a deposit of KRW 9.7 million into B's account.