However, the execution of the above sentence shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

The Defendant, as the Defendant got off a large amount of debt due to bad credit standing, was able to use the credit card under his name, which was issued by the credit card.

1. Around May 18, 2015, the Defendant forged a private document stating “B” in the “D main points” of the Defendant’s operation, which is located in Sinnam-gun C, as “B” in the Defendant’s column for the application form for Samsung Card membership, and signed on the name next thereto.

Accordingly, for the purpose of exercising, the Defendant forged the application form for membership of Samsung Card Member under the name of Samsung Card Member B, a private document on rights and obligations.

2. The Defendant, like paragraph 1, issued an application form for membership of Samsung Card holders with forged Samsung Card holders as if the document was duly formed, and exercised the above investigation document as if it were the document duly formed.

3. The Defendant, as described in paragraphs (1) and (2), submitted an application to join the Samsung Card Member as if he were B, and it received a copy of Samsung Card Co., Ltd. from the victim Samsung Card Co., Ltd. on May 19, 2015 and acquired it by fraud.

4. On May 23, 2015, the Defendant violated the Act on Financial Business Specializing in Fraud and Credit Financial Business received food equivalent to KRW 76,00 from a restaurant located in F in Daegu-gu, Daegu-gu, as if he were the lawful holder of the Samsung Credit Card, and had a victim, who presented the said credit card, pay the said restaurant by the said credit card.

Accordingly, the Defendant, by deceiving the victim, provided food equivalent to KRW 76,00 from the injured party, and used the credit card acquired through deception.

In addition, from around that time to June 26, 2017, the Defendant received property or services equivalent to KRW 20,242,312 in total over 232 times, such as the previous list of crimes (1) from around that time to around that time, and used the acquired credit card.

5. A defendant in violation of the Act on thief and credit finance business shall be punished on August 2015.