A. The status of the Plaintiff A and B is the spouse, mother, and heir of the deceased D, and the Plaintiff C is the deceased E’s heir.

The defendant is an insurance company.

B. 1) The Defendant concluded the instant insurance contract with D as follows. On June 25, 2004, the insurance contract of this case was concluded with D, the Defendant concluded the following insurance contract (hereinafter “instant insurance contract”). On April 22, 2014, on June 23, 2014, at the time of the death of the insured D beneficiary, the heir (A and B) of the insurance money of KRW 3 million under the special agreement for death of the insured beneficiary (A and B), the date of claiming the insurance money of KRW 3 million / the date of refusal/ April 22, 2014, the date of April 23, 2014, the Defendant concluded the instant insurance contract with E (hereinafter “instant insurance contract 2”).

On March 21, 2005, the terms and conditions of the insurance contract of this case included in the insurance contract of this case 100 million won for a special contract for death of the heir (C) at the time of the death of the insured E beneficiary, as of March 21, 2005, are as shown in the attached

The summary thereof is that the insured does not pay insurance proceeds if he/she commits a suicide (hereinafter referred to as "the suicide exemption clause"), but if the insured commits a suicide two years after the date of commencement of the liability for the insurance contract, the insurance proceeds

(hereinafter the suicide exemption exemption clause) is a provision.

These suicide exemption clauses and suicide exemption clauses are described respectively in the main contract clauses and the terms and conditions of the accident death agreement.

(hereinafter referred to as "Death Insurance Money under the General Death Insurance Money and Death Insurance Money under the Special Agreement for Accident Death shall be the Insurance Money for Accident Death (hereinafter referred to as "Insurance Money for Accident Death").

On April 3, 2014, the insured D committed suicide of the insured and the Defendant’s general death benefit payment. On April 3, 2014, the Seoul Dobong-gu Seoul Metropolitan Government F and the first floor, the KON used the KON to sing the neck. The insured E committed suicide on November 4, 201, at the G Amburg Sticker of the G Ambdo-dong Plundong, G Ambdo-dong, the first beneficiary of the insurance contract of this case.