2. The costs of lawsuit shall be borne by the Plaintiff.

A. A. Around July 2009, the Plaintiff’s mother: (a) viewed TV insurance advertisements; (b) sought advice from the Defendant’s counselor on the conclusion of the insurance contract with the Plaintiff as the insured on the security of lost medical expenses among the insurance products subject to the said advertisement; and (c) in that process, the Plaintiff’s mother expressed his intent to enter into the said insurance contract with the Plaintiff as the policyholder and the insured.

B. On July 29, 2009, C concluded, on behalf of the Plaintiff, an insurance policyholder and the insured with the Defendant, from July 29, 2009 to July 29, 2095, the insurance period of the Plaintiff, from July 29, 2009 to July 29, 2005, the insurance contract with 25-year payment of insurance premium, 33,750 won, and the name of the insurance product “Hi0904, without dividends” (hereinafter “instant insurance contract”). The subscription plan of the instant insurance and “the details of security and compensation” of the insurance policy contain no special agreement on compensation for ordinary injury income for which the fixed amount of insurance money is paid in cases where the disability ratio of the insured exceeds 50%, and no special agreement on compensation for injury amount for each day of hospitalization where the insured were hospitalized due to injury (hereinafter “each of the instant special agreements”).

C. On December 16, 2010, at around 17:30 on December 16, 2010, the Plaintiff: (a) was suffering from injury, such as an accident that was loaded on a G string of the luminous bathing beach that was going toward the direction of Taenam Underground Motor Vehicle in the direction of Taenam Underground Motor Vehicle (hereinafter “instant accident”); (b) an accident that was inflicted on the G string of the luminous Bathing beach located in Suwon-gu, Busan (hereinafter “instant accident”); (c) an accident that was inflicted on the string of the G 200 days from the date of the said accident; (d) an accident that was inflicted on the string of the stringing string and the stringing of the stringing string; (e) an accident that was caused by brain damage; and (e) an injury that was inflicted on the 20 days from the date of the instant accident, such as an injury caused by the instant accident.