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(영문) 광주지방법원 2014.10.02 2014가합50700

보험에관한 소송

Text

1. It is confirmed that an insurance contract entered in the separate sheet concluded between the Plaintiff and the Defendant is null and void.

2. The defendant.

Reasons

1. Basic facts

A. On June 18, 2010, the Plaintiff concluded an insurance contract with the Defendant listed in the separate sheet (hereinafter “instant insurance contract”).

B. The Defendant received hospitalized treatment for 17 days from February 20, 2012 to March 7, 2012, for 17 days on the ground of Huuri Certificate as indicated below, for 137 days from June 26, 2013 as indicated in the following table, and received KRW 5,89,910 in total from the Plaintiff by March 28, 2014 pursuant to the insurance contract of this case.

The number of hospitalization days (days) of the date of discharge of the name of hospital Nos. 1 B, B, 12-02-20, 12-03-07 17 2 Calvescary surgery, 12-04-16 12-30- 15 3 B, B, 12-05-7 12-05-215 4 B, and other conical signboard disorders specified in 12-12-07 12-05-215 4 B, 12-13, 12-308-30 12-12-13-15 5 D, 12-13-27 7 17-1, 16-1, 36-1, 16-15 3-1, 16-1, 36-1, 17-2, and 5-1,7-1, 17-2, 17-1, 37-1.

C. Before and after the conclusion of the instant insurance contract, the Defendant concluded a total of 8 insurance contracts with the content that guarantees the disease, injury, hospitalization expenses, etc. of himself as the insured as indicated below. Accordingly, the amount confirmed among the insurance proceeds received until the closing of argument in the instant case, is total of 40,389,910 won, and the paid-in insurance premium is total of 387,430 won per month.

Now, the amount of insurance premium (unit: won) for the date of a contract for the name of the company (unit: won) for the name of the company (unit): 10-05-28, 58, 660 7,680, 680,000 single-use comprehensive insurance 2 single-use comprehensive insurance 10-06-284.