(However, the judgment of confession (Article 208(3)2 of the Civil Procedure Act) rendered on February 2, 199 that "creditor" is "Plaintiff" and "debtor" is "Defendant" (Article 208(3)2 of the Civil Procedure Act). Since the defendant was served with the original copy of the instant payment order and submitted only a formal objection against the payment order, and did not appear on the date for pleading without submitting a specific written response, it is deemed that the plaintiff led to confession