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(영문) 대구지방법원 영덕지원 2018.06.19 2017가단10812

보험금

Text

1. The Defendant: (a) against Plaintiff A, KRW 22,28,585, Plaintiff B, and C, respectively, KRW 14,819,057 and each of the said money. < Amended by Presidential Decree No. 28210, Jul. 21, 2017>

Reasons

1. Facts of recognition;

A. 1) On November 7, 2014, E entered into the instant insurance contract with the Defendant, as between November 7, 2014, the insured Party E and the beneficiary of the death insurance are legal successors of E, the insurance period from November 7, 2014 to November 7, 2029, and the “F insurance contract” with KRW 250,000 per month of the insurance premium (hereinafter “instant insurance contract”).

(2) The instant insurance contract is concluded between November 7, 2014 and November 7, 2015 (Provided, That the automatically renewed following the maturity date if the policyholder does not express any intention by the day immediately preceding the maturity date) and the cost of medical treatment for the future within the limit of 300,000 won per time (the cost of medical treatment for the future, KRW 250,000,000,000 if the insured were hospitalized due to disease) and the cost of medical treatment for the future will be guaranteed within the limit of 50,000 won each, and the insured would pay 50,000,000 won to the beneficiary if he/she dies of a disease during the period from November 7, 2014 to November 7, 2029.

3) At the time of entering into the instant insurance contract, the Defendant’s written confirmation of visit health to verify the health status of policyholders (hereinafter “instant confirmation”).

A) The confirmation of this case was issued. The following items are stated in the confirmation of this case: “Is the fact that I had received the following medical treatments through a medical examination or examination from the doctor of the next 10th disease during the past five years, and one of the tenth diseases is stated as “high blood pressure.” 4) E indicated in the confirmation of this case’s “no” part of “no” in the response column to the above question, and submitted it to the Defendant.

B. 1) E was diagnosed as “the place of an unidentified organ or a deadly malicious organism” at the Gldong National University Hospital on April 12, 2016. 2) E received the diagnosis from June 3, 2016 to March 3, 2017 on 23 occasions at the Gldong National University Hospital, and paid KRW 868,240,00 in total of the medical expenses. From January 2, 2017 to April 29, 2017, E received the said outpatient from the Gldong National University Hospital on 23 occasions.