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1. The Defendant is jointly and severally and severally with the Plaintiff as to KRW 175,710,792 and KRW 34,442,291 among them, from April 7, 2016.

Reasons

1. Comprehensively taking account of the overall purport of the statements and arguments set forth in Gap evidence Nos. 1 and 6, the Chungcheongnam-Nam Mutual Savings and Finance Company loaned KRW 22,00,000 to the defendant on September 16, 191. The claims were transferred to the plaintiff through Hansan Mutual Savings and Finance Company, the first asset-backed securitization specialized company, the reorganization financing company, the smuggling Yang Savings and Finance Corporation, and the solomon Mutual Savings Bank, and the solomon Mutual Savings and Finance Company. ② The Chungcheong Bank loaned KRW 19,50,000 to the defendant on September 9, 191. The claims were transferred to the defendant on September 16, 1991. The claims were transferred to the plaintiff prior to the transfer of the claims, ③ The fact that the notice on assignment of claims was served to the defendant at the latest during the pleadings, ④ the principal and interest of the claims as set forth in the table of this case as follows.