A Imprisonment for one year, and each of the defendants B and C shall be punished by imprisonment for not more than eight months.

except that this judgment.

1. The Defendants’ co-principaled Defendant A worked in the “G” office operated by F in the building near the front city of the front city of the front city of the front city of the front city of the front city from around February 2011. From February 2, 2012 to February 1, 2012, Defendant A mainly provided loan counseling services at the F and the loan brokerage office operated by F and I. Defendant B requested loan and loan documents at the above H office from June 201 to June 2012. Defendant C mainly provided loan publicity services at the same office from February 2012.

During loan lending at the above H office with F and I, the Defendants conspiredd with F and I to use data containing a large number of unspecified phone numbers purchased by F and I from an unqualified name, and by telephone to unspecified persons using spophones, with the intent to obtain money by inducing customers to borrow a loan at a low interest rate of flive loan if they use a high interest rate. “I will use a high interest rate as a single capital loan if they use a high interest rate,” and “I do not use a loan from a single capital without fulfilling the conditions, but it is possible to use a loan through another company,” and then, to obtain money by deceiving the customers in order to implement the loan.

However, the fact is that the certificate of credit inquiry loan is a document that cannot be issued only by the person himself/herself and it is not an essential document for the execution of the loan, and even if the defendants receive money from the victims as a cost of issuing the above certificate, they did not have the intention or ability

Nevertheless, on or around December 13, 2012, the Defendants, along with F and I, make a false statement to the Victim J stating that “A letter of credit inquiry loan shall be issued for the loan, and the remittance of expenses shall be changed to the transfer of KRW 68,000 from the victim to the K account (L) in terms of the cost of issuing the said letter of confirmation, and from September 19, 2012.”