1. In the corporate bond market, instead of lending money directly to the borrower, the borrower deposits high amounts of money with a specified money trust fund in financial institutions, and the borrower obtains the PF loan as security, and the lender and the lending brokerage company share profits equivalent to the fees.

Around December 29, 2012, D, who works for a lending business, found the former owner from E and requested the deposit of 35 billion won term deposit from E, and re-entrusted F with the fee of KRW 100 million after receiving the fee.

G (hereinafter “H”) engaged in a lending business is entrusted by the above F, and as if the Defendant and the Defendant were aware of at least 35 billion won of the fixed deposit, G (hereinafter “H”) used forged cashier’s checks to raise part of the fee KRW 100 million on the part of the said clients, as if they were able to deposit the fixed deposit amount of KRW 35 billion.

2. Around January 9, 2013, the Defendant of the Defendant’s act of carrying out the project: (a) made a proposal that “Y is acting as the chief executive officer on his/her behalf, but he/she would not have a face of KRW 200-3 million, and he/she would not have a face.” (b) around that time, he/she proposed that he/she would have a friendly job offer “I know that there is a bank service for 1-2 hours at a morning.” (c) At the same time, he/she consented to the proposal.

At around 10:30 on January 10, 2013, the Defendant stressed that a distributor in Seocho-gu Seoul, Seocho-gu, Seocho-gu, Seoul, as an underground parking lot for apartment apartment commercial buildings, “packer is not at the site because the other party does not face,” from the above G, “packer is not at the site, I see it at the work site, and I see it, and I see it as an absolute transfer, and if the process is completed, the check will be recovered again after the completion of the process.”