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(영문) 광주지방법원목포지원 2019.09.10 2016가단51215

채무부존재확인

Text

1. With respect to the insured events listed in the Schedule 1, the time limit for each insurance contract listed in Schedule 2, 2, and 3.

Reasons

A principal lawsuit and a counterclaim shall be deemed simultaneously.

1. Facts of recognition;

A. Defendant B is the husband of the network D (hereinafter “the deceased”), and Defendant C is the deceased’s child.

B. The Deceased who concluded each of the instant insurance contracts concluded each of the instant insurance contracts between the Plaintiff and the Plaintiff (hereinafter “each of the instant insurance contracts”) and each of the instant insurance contracts listed in the separate sheet No. 2 attached hereto (hereinafter “each of the instant insurance contracts”), and each of the instant insurance contracts provides that each of the instant insurance contracts shall pay each of the relevant subscription amounts listed in the separate sheet No. 2 in cases where the insured suffered bodily injury due to a sudden and unexpected accident that occurred during the insurance period and died as a result of his/her own death.

C. Each insurance contract of this case provides for the grounds that the insurance contract of this case does not pay insurance money under the terms and conditions of the exemption clause, and the part relating to this case is as follows.

(hereinafter “each of the instant exemption clauses”. When referring to the exemption clauses under each insurance contract, “Article 1” is referred to as “Article 21” [Article 21] Company shall not pay insurance proceeds when any of the following cases occurs:

4. The pregnancy, childbirth (including the kingr), and childbirth of the insured (person insured). However, in the case of any cause for the payment of insurance money guaranteed by the company, the insurance money shall be paid and rare;

[2] Article 15 (Case where Insurance Money is not paid) (1) Company shall not compensate for any loss arising from the following causes:

7. A pregnancy, childbirth (including king), miscarriage or surgery of the insured, or other medical treatment. However, in the case of injury borne by the company, compensation shall be made for the injury;

[Article 3] No insurance contract shall be paid Article 5.