채무부존재확인
1. On May 3, 2014 to March 27, 2015, the Plaintiff (Counterclaim Defendant) paid KRW 20,991,237 to the Defendant (Counterclaim Plaintiff) and its related amount.
A principal lawsuit and a counterclaim shall be deemed simultaneously.
1. On August 27, 2013, both the Plaintiff and the Defendant’s mother B concluded an overseas student insurance contract with the insured as the Defendant, the insurance period from August 28, 2013 to August 27, 2014, with the purchase amount of overseas injury medical expenses at KRW 30 million.
(hereinafter “instant insurance contract”). The terms and conditions of the instant insurance contract include the following:
- This special terms and conditions have the capacity to compensate insurance companies for medical expenses incurred by injury or disease of the insured during overseas travel.
-Article 1: Injury medical expenses shall be compensated when medical expenses are incurred by an overseas medical institution due to an injury inflicted by the insured while traveling abroad. Disease medical expenses shall be compensated when medical expenses are incurred by an overseas medical institution due to a disease in the course of traveling abroad. - Article 3: Matters to be compensated are:
(1) Injury medical expenses: The company is bound to compensate for the total amount of the medical expenses actually borne by the insured to the extent of the amount of insurance coverage when the insured suffered injury while traveling abroad as stated in the insurance policy, and the insured received medical treatment from a medical institution abroad.
(2) Disease medical expenses: the company is bound to compensate for the total amount of the medical expenses actually borne by the insured to the extent of the purchase amount of insurance when the insured received medical treatment from an overseas medical institution due to disease while traveling abroad as stated in the insurance policy.
The defendant suffered from injury on March 1, 2014 while studying in the United States and received treatment at a university hospital in the United States of America pentisian.
(hereinafter “instant accident.” The Defendant, due to the above treatment, was to bear USD 20,990 in total for medical expenses, and the remainder of USD 20,389.74 in addition to USD 600.26 in which the Defendant’s self-payment was paid as the student insurance amount of the U.S. university.
On April 29, 2014, the Defendant paid 20,990 US dollars to the Plaintiff for medical expenses incurred due to the instant accident.