A. On January 17, 2012, the Plaintiff and the Defendant entered into an automobile insurance contract containing a special agreement on vehicle driving security with respect to B cargo vehicles owned by the Plaintiff (hereinafter “Plaintiff-owned vehicle”) from January 17, 2012 to January 18, 2013, with respect to the type of collateral as “The Plaintiff and the insurance period from January 17, 2012 to January 18, 2013, the type of collateral is “the personal injury, the personal injury, the non-life, the injury, and the self-motor vehicle damage,” and the purchase amount of the automobile accident security under the said insurance contract is KRW 200,000,000 for each victim’s death after the death.

B. On February 6, 2012, the Plaintiff sustained an injury, such as damage of the number of parts by leaving the roadways on the right side of the road while driving a D truck owned by C (hereinafter “accidented vehicle”) in the vicinity of the monthly village via Kim Jong-si, which became the left side, while operating a D truck owned by C (hereinafter “accidented vehicle”).

(hereinafter referred to as “instant accident”). C.

C From January 18, 2012 to January 18, 2013, with respect to an accident vehicle C, the term of insurance was from January 18, 2012 to January 18, 2013, and the type of collateral was “personal compensation I, II, Large Property Compensation, and Self-Physical Accidents”. Among them, the amount of insurance coverage for a self-physical accident is KRW 50,000,000 when the injury occurs.

The insurance terms and conditions of each of the above insurance contracts (hereinafter “instant insurance terms and conditions”) relating to this case are as follows:

Ⅱ. Personal and physical accidents caused by each type of security;

1. (1) An insurance company shall be bound to compensate for any loss incurred by the insured when the insured dies or is injured due to an accident of the insured motor vehicle occurring during the possession, use, or management of the insured motor vehicle;

(2) The types and limits of the insurance proceeds that the insurance company pays to its own physical accidents are as follows:

(2) A doctor shall have direct results of an injury suffered by the insured.