2. The costs of lawsuit shall be borne by the Plaintiff.

A. On May 24, 199, the Plaintiff entered into a non-dividend accident insurance hub agreement with the Defendant New Life Insurance Co., Ltd., and the insurance period of twenty (20) years, with the purport that when the Plaintiff becomes a second class disability due to a traffic accident other than a traffic accident on holidays, 1.5 million won per month shall be paid in 60,000 won every month, and 50% of the amount of holiday coverage shall be paid in addition to

B. On October 27, 2004, the Plaintiff entered into an insurance contract for non-distributional traffic safety with the content that the Plaintiff would be paid KRW 30 million per day and KRW 10,000 per day (120 days per day) if he/she continued to be hospitalized for at least four consecutive days for the purpose of treatment due to a disaster other than a traffic accident after setting the insurance period of 15 years, and that the Plaintiff would be paid KRW 30 million per day (120 days per day).

C. The terms and conditions applicable to each of the above insurance contracts are defined as an accident resulting from a contingent external factor (if a person who has a disease or physical handicap and has caused a minor external factor or aggravated symptoms, the minor external factor shall not be considered as an contingent external accident) and as an accident according to the disaster classification table.

On May 24, 2012, the Plaintiff lost consciousness in the kitchen which served as the main kitchen around 23:00, and was hospitalized in the emergency room of the Han River University Gangseo-dong Hospital as soon as possible.

E. On May 30, 2012, the Plaintiff was diagnosed as an unidentified cerebral cerebral cerebral cerebral cerebral cerebral cerebral cerebral cerebral Organisms Hospital. On March 14, 2014, the Plaintiff was diagnosed as an focusing cerebral cerebral cerebral cerebral cerebral Organisms Hospital with no open address in the two parts.

[Ground of recognition] In the absence of dispute, entry of Gap's evidence 1, 2, 4 through 7, Eul's evidence 1, 2, Eul's evidence 1, 1, 3 through 5 (including branch numbers), Gap's evidence 3, Eul's evidence 2, and the purport of whole oral argument

2. The parties' assertion

A. The plaintiff is very important in the main restaurant of the plaintiff.