A and B shall be punished by imprisonment for eight months, and by imprisonment for six months, respectively.

However, each of the defendants is against the defendants.

1. Loan fraud organization, and public offering for loan fraud D, etc.: (a) borrowed a loan from a bank itself with a loan to a lessee; (b) as the Korea Housing Finance Corporation guarantees the extent of 80% of the loan, the Korea Housing Finance Corporation intended to obtain a loan by deceiving a bank by deceiving a lessee who applies for a loan; (c) concluding a lease contract by abusing the fact that the procedures for examining the loan and the collection of the loan are not strict compared with other loans; (d) signing a false lease contract; and (e) recruiting companies capable of disguised employment of the above loan applicant; and (e) signing a false lease contract with a false lessee and forging to obtain a loan by deceiving the bank by manipulating the documents as if the false lessee actually worked in the company.

D As the total liability of the former loan fraud group, F, Inc., a corporation that will make false lessors, fraudulent lessees, and loan-related documents, and F, a corporation that operated E, a corporation, takes the role of falsely supplying related documents as if the above lessee actually did not work for the above company, and then falsely supplying the relevant documents as if the lessee works for the company operated by him/her in return for a certain amount, the tenant is 40%, the lessor is 10%, the corporation is 5-10%, and the remainder is 4 others.

2. E-related lease contract for a stock company;

A. Defendant A and B entered into a false charter agreement with Defendant A as if the said Defendants entered into a charter agreement with Defendant B at the office of “H Licensed Real Estate Agent” located in Ansan-si around October 2013, 2013, with respect to KRW 150,000,000 of the former lease deposit, and Defendant A entered into a false charter agreement with Defendant A with respect to KRW 103 and 205 of the former lease deposit, and Defendant A entered into agricultural cooperatives located in Seongbuk-gu Seoul Metropolitan Government around that time.