However, the execution of the above punishment shall be suspended for one year from the date this judgment becomes final and conclusive.

The defendant, as a credit card business member, has caused the victim B to be issued with the credit card in the sum of C, D, E, and F. 4.

1. On August 30, 2016, the Defendant made a false statement to the victim that “The card issued is changed to B, and a card is used instead of internal prices, and the card price will be responsible for it.”

However, even if the defendant uses the credit card of the victim, he did not have the intention or ability to pay the credit card price.

From September 2016 to January 2018, 2018, the Defendant: (a) by deceiving the victim; (b) obtained a total of four credit cards in the name of the victim, such as C Card (credit card number: I); (c) D Card (credit card number: J); E (K); and F Card (credit card number: L); and (c) obtained financial benefits equivalent to the same amount by failing to pay KRW 9,145,188.

2. Around May 24, 2018, Defendant 2 concluded that, at the victim’s house located in the Dong located in Busan Metropolitan City M&M building N, Defendant 2 concluded that, “Around May 24, 2018, the victim would immediately repay the deposit with the lessee with the deposit money of KRW 20 million to be paid to the lessee upon expiration of the lease term, if the lessee was to obtain the apartment loan, and if the lessee borrowed the loan to the lessee, he/she would be able to obtain the deposit from the lessee.”

However, as the defendant did not own an apartment, he was planned to use the apartment as a deposit for lease on a deposit basis by the tenant, not as a deposit for lease on a deposit basis by the husband of the defendant who engages in the pre-sale wholesale business, and even if he borrowed money from the victim, he did not

The Defendant, by deceiving the victim, received the passbook in the name of the victim from the victim, and then withdrawn KRW 19.6 million in cash as a loan, and acquired it by fraud.

Summary of Evidence

1. Defendant's legal statement;

1. B.