The National Housing Fund's structure of the fraudulent act of lending money to false workers is operating the system of lending money to workers who lend money to the National Housing Fund at a rate lower than that of the time when applying for a loan with only certain documents such as a certificate of employment, detailed statement of salary, etc. and a charter contract without any special security to stabilize the residence of homeless workers with the financial resources of the National Housing Fund.

그러나 근로자 주택 전세자금 대출 관련 업무를 위탁 받은 금융기관이 형식적인 심사만 하고 대출을 해 준다는 사실을 알고, 대출 브로커들은 허위로 임차인과 임대인 역할을 하는 사람들과 함께 근로자 주택 전세자금 대출금을 가로챌 것을 모의하였다.

Accordingly, loan broscers held false employment-related documents and false details related to the lessee as a person holding the name of the lending, and held false documents to the lessee who will perform the lease. The false lessee, as above, submitted documents related to the falsely prepared employment and the written contract for the lease of the house to the financial institution, and applied for the lease of the house to the employee while applying for the loan of the lease of the house to the financial institution. If the request for confirmation of the actual existence of the lease of the house enters into the financial institution, the lessor, who is obligated to perform the lease of the house, applied for the lease of the house and received the loan of the employee, and then continued to commit the crime by dividing the loan after receiving the loan.

Specific facts of the crime committed by the Defendant, as a false lessee, was offered loans to workers under the above method, together with C, D, and false lessors E, and conspired to divide them.

According to the above public offering, Brok C is a person who applied for a loan on April 2013 and the Defendant works for the “F” company.