A. The status of the parties and the instant insurance contract 1) The Plaintiff is a CM3 car owned by the Plaintiff (hereinafter “Plaintiff”)

2) In respect of the automobile insurance (including the non-life insurance special agreement on the non-life insurance for the named insured; hereinafter referred to as the “instant Plaintiff Insurance”).

)계약을 체결한 보험자이다. 2) 피고 회사는 D K7 승용차(이하 ‘피고차량’이라 한다) 소유자인 에스케이네트�스 주식회사(이하 ‘소외 회사’라 한다)와 피보험자를 소외 회사로 하여 피고차량에 대하여 자동차보험계약(이하 ‘이 사건 피고보험’이라 한다)을 체결한 보험자이다.

3) On August 19, 2013, Defendant A, for four years from August 29, 2013 to August 28, 2017, leased Defendant A’s vehicle (hereinafter “instant siren car contract”).

4) Part II, Section 1, Section 2, Section 2 of Part II of the Defendant Insurance Clause of this case (hereinafter “instant exemption clause”), the insured’s definition and non-licensed driving-related provisions (Article 8(1)8 of this case’s exemption clause) are as follows.

Article 5 (Compensation for Damages) (1) An insurance company shall compensate for damages (limited to damages exceeding the amount of compensation I) caused by the death or injury of another person caused by an insured motor vehicle which occurred while the insured owns, uses and manages the insured motor vehicle due to the accident of the insured motor vehicle.

(2) In the "compensation for property", an insurance company shall compensate for any loss sustained by the insured as a result of removal or damage of another person's property due to an insured motor vehicle accident that occurred while the insured owns, uses, and manages the insured motor vehicle.

Article 7 (The Insured) In the context of the Personal Compensation II and the Compensation for Substitutes, the Insured shall be either of the following: