The defendant and the victim B(28) are between elementary schools, and the victim C(27) is the birth of the victim B.

1. On January 13, 2012, the criminal defendant against the victim B is in need of operating expenses and hospital expenses at a place where it is difficult to identify a place in the city of old and old on January 13, 2012.

It is intended to pay a full amount of money with a loan.

The phrase “ makes a false statement.”

However, in fact, the father of the defendant did not walk out, and the defendant thought that he would use his personal debt and living expenses with his money. At that time, the amount of his personal debt was not specified, and there was a need to pay 1,300,000 won as of every month since the personal debt amounting to 15,00,000 won, so even if he borrowed money from the victim, he did not have the intention or ability to pay it.

As above, the Defendant deceivings the victim as above, and received KRW 255,00 from the victim on January 13, 2012 to the national bank account (Account Number D) in the name of the Defendant, and acquired KRW 69,689,307 in total over 103 times from January 13, 2012 to May 19, 2015 by means of receiving deposits from the above national bank account, etc. in the name of the Defendant as shown in Appendix I.

2. Fraud against the victim C;

A. On October 15, 2014, the Defendant is in need of operating expenses and hospital expenses at a place where it is impossible to identify a place in the city of Gu and Si on October 15, 2014.

It is intended to pay a full amount of money with a loan.

The phrase “ makes a false statement.”

However, in fact, the father of the defendant did not walk out, and the defendant thought that he would use his personal debt and living expenses with his money. At that time, the amount of his personal debt was not specified, and there was a need to pay 1,300,000 won as of every month since the personal debt amounting to 15,00,000 won. Thus, even if he borrowed money from the victim, he did not have the intention or ability to pay it.