However, with respect to Defendant A, from the date this judgment becomes final and conclusive.

[former Fact-finding] D Co., Ltd. (hereinafter “victim Co., Ltd.”) was established around January 22, 2016 and began banking business from July 27, 2017 upon obtaining authorization from the Financial Services Commission in accordance with the Banking Act.

Around March 27, 200, F Co., Ltd. (hereinafter referred to as “F”) was established as an affiliate of G and provides VN services for bank transactions, such as deposit withdrawal, account transfer, balance inquiry, etc. using the ATM equipment installed by the victim company and the victim company’s customer at F, and entered into a business consignment contract with the victim company at the time of cash transfer, 1,020 won, and 850 won for each account transfer, and 850 won for each account transfer. From January 1, 2018 to January 1, 2018, the victim company and the victim company provided VN services under the above contract.

In the case of a general commercial bank, when a customer withdraws a deposit or transfers a credit account using a VN service, the customer bears the fee from the bank to the F. However, the victim company agreed to pay the fee to the F.F. who provides VN service in the victim company, instead of exempting all of the fees even if the customer who received the C.C. card from the victim company for the purpose of attracting a new customer runs a bank transaction, such as withdrawal from deposits using the ATM device.

【Criminal Facts】

Defendant

A operates I from 2010 to H, and enters into an agency contract with J, Inc., a telegraph of F at that time, and recruits franchise store owners who are supplied by F.