[criminal records] On February 3, 2017, the Defendant was sentenced to a suspended sentence of two years for a violation of the Electronic Financial Transactions Act at the Seoul Northern District Court on October 15, 2017, and was sentenced to a suspended sentence of two years on November 15, 201 of the same year, and was sentenced to a punishment for fraud seven times.

[2018 Highest 1439]

1. On November 2012, the Defendant became aware of the victim D of the insurance design by introduction of C, a branch office, to a family owner, around November 2012.

On December 24, 201 of the same year, the Defendant did not have any property to be inherited, and the Defendant did not have any income as a family-based father, and the husband was also unable to engage in economic activities due to the outbreak of new cancer in around 2007, and thus, it is extremely difficult to raise hospital expenses and living expenses even under an urgent economic situation that makes it difficult for the Defendant to pay a large amount of insurance premium equivalent to KRW 1 million per month, and even if the injured party paid a large amount of insurance premium under the name of the Defendant, the Defendant did not have any intent and ability to pay it.

Nevertheless, the defendant, as if he had the ability to buy a large amount of large-scale insurance to the victim, is excessively able to obtain inherited property equivalent to KRW 2.3 billion from a large amount of friendly lusium, and the defendant will enter into a large amount of insurance contract and introduce other persons.

When receiving inherited property, the insurance premium is to be paid at one time, and the insurance premium is to be paid at one time.

Defendant deceiving the victim as above and caused the victim to pay 25,191,000 won in total to E, a total of KRW 1,007,640 per month with the amount pension premium of 100 years of age from December 24, 200 to March 2, 2015.

In addition, the Defendant, from around that time to October 1, 2015, by deceiving the victim on seven occasions in total as described in attached Table 1, and had the victim pay a total of KRW 254,803,300 to E, thereby obtaining pecuniary benefits equivalent to that amount.

2. The defendant.