However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

On February 20, 2019, the Defendant: (a) made a telephone conversation with a name-free singingman who assumes the employees of a lending company; (b) made a telephone conversation with a person who assumes the name of the lending company; and (c) made a loan to the lending company at a high level; (c) made a loan to the lending company with credit rating if the Defendant withdraws money from the account to the lending company; (d) made a loan to the lending company with credit rating if the Defendant withdraws the money to the lending company; and (e) sent a text message stating the resident registration number and the account number of the lending bank (C) using a mobile phone.

On February 21, 2019, when the account number in the name of the defendant was delivered, the singishing assistance employee called the victim D by phoneing to the victim D, and caused the victim to transfer KRW 30 million at a low interest if he/she remitted to the account designated by the E Bank Loan Counseling Agency.” This belongs to the victim at around February 25, 2019. < Amended by Presidential Decree No. 23548, Feb. 25, 2019>

On February 25, 2019, the Defendant withdrawn KRW 15 million out of KRW 30,000,000,000 deposited in the H Bank account in the name of the Defendant at the head of the G Union branch located in F at 13:52, on February 25, 2019, at the direction of the staff member of the H Bank in the name of the Defendant, at the G Association head of the G Association located in F at 15,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,0000,000,000,000,000,000,000,000,000,000,000).

Accordingly, the Defendant aided and aided the criminal act of fraud by the personnel using name phishing phishing assistance.

Summary of Evidence

1. The defendant;