The defendant pays 70,000,000 won to the applicant for compensation by deceit.

3.2

1. Fraud against the victim B;

A. A. Around February 2017, the Defendant made a false statement to the victim at the International University J Center’s office located in Seoul H that “the term “at least twenty (20) years” was provided to the victim. If the term “the term “the term is provided,” the Defendant would be 35% of the annual amount of money.”

However, the mother of the defendant did not operate the system, and the defendant did not have the intent or ability to pay the principal and the profits even if he received the money from the victim.

Around February 27, 2017, the Defendant, by deceiving the victim as above, received KRW 10 million from the victim to the account of an enterprise bank (K) in the name of the Defendant, and around April 3, 2017, transferred KRW 10 million to the said account.

B. The Defendant is above the Defendant around June 21, 2017.

At the location described in the port, “the victim has made several million won to fish money, which is a good opportunity to create it as a KRW 100 million, which can be added to the term money. In addition to the mother’s money, 50 million will be added to the term money. It is possible to receive the term money in the middle, so it is possible to receive a return of the principal even for several months.”

However, the mother of the defendant did not operate the system, and the defendant did not have the intent or ability to pay the principal and the profits even if he received the money from the victim.

The Defendant, by deceiving the victim as above, received KRW 50 million from the victim to the above account on the following day.

2. Around January 10, 2018, the Defendant against the Victim L made a false statement to the victim that “the child’s kindergarten tuition, kindergarten tuition, and school tuition fees are insufficient. It is difficult to lend KRW 8 million, since her husband entered the company with her husband and her husband reaches the company. As her husband has paid 1.330,000 won a monthly principal and her husband has paid her principal on July 10, 2018, the last day of payment of principal, and 80,000 won will be added to the principal.”