[criminal record] On June 30, 2009, the Defendant was sentenced to six months of imprisonment with prison labor for a crime of violation of the Act on the Aggravated Punishment, etc. of Specific Crimes at the Dong Branch District Court of Seoul, and completed the execution of the sentence at the Sungdong detention center on December 28, 2009.

[Criminal facts]

1. In early 2012, the Defendant: (a) filed an application for the issuance of a credit card under the name C in the name of the Defendant’s birth, even though he did not have obtained the Defendant’s consent to the issuance of the credit card under his name; (b) around March 28, 2012, upon receipt of the said name D (the card number: F) from the Seocho-gu Seoul Metropolitan Government, for the delivery of the said name C, the Defendant entered the name “C” in the name “C” and signed on the delivery of the said card; and (c) signed the said card with the delivery company’s employee as if the application form and receipt certificate were duly established.

Accordingly, for the purpose of exercising, the Defendant forged a letter of application for issuance of a private document, a certificate of receipt, and exercised it.

2. On May 6, 2015, the Defendant obtained a pecuniary benefit equivalent to the amount of money by inputting the name, resident registration number, card number, etc. of the said C without authority when he/she applied for a short-term card loan by accessing the victim’s website to a location where it is difficult to know the location around May 6, 2015.

3. Fraud (credit card loan fraud) Defendant received the above D when applying for a long-term credit card loan by phone call to the employee in charge of the victim D company’s name in a place where the location is unknown on May 7, 2015.