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(영문) 대전지방법원 2019.01.10 2018가단9873

보험금

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1. The Defendant: (a) KRW 16,00,000 to Appointers C, as well as 5% per annum from May 3, 2016 to January 10, 2019, respectively.

Reasons

1. Facts of recognition;

A. The Appointor C is the owner of F apartment G (hereinafter “instant apartment”) in the city of public administration, and the Plaintiff A is the father of the Appointor C, the Appointor C’s mother, and the Appointor E is the Appointor C’s words.

(hereinafter referred to as “Plaintiffs” in combination with Plaintiff A and Appointors

On February 12, 2016, the Defendant concluded a fire insurance contract with the managing body of the F apartment including the instant apartment, with the name of the insurance, “H” and “from February 6, 2016 to February 6, 2017,” and the following are stated in the said insurance contract:

hereinafter referred to as "the insurance contract of this case"

(b) fire damage of KRW 9.36 billion per household body/household 30,000,000,000 won for security of the amount of purchase of each type of object and additional special agreement;

C. On April 24, 2016, while the Plaintiff was cooking food on the instant apartment, the fire was destroyed due to the corrosion, which was destroyed by the Appointor C (hereinafter “the instant household property”) and damaged the household property owned by the Appointor C (hereinafter “the instant household property”).

(hereinafter referred to as “instant fire accident”) . [Grounds for recognition] . [In the absence of dispute, each entry of Gap evidence Nos. 1, 2, 6, 9, and 10 (including virtual numbers; hereinafter the same shall apply], and the purport of the whole pleadings.

2. Determination as to the cause of action

A. The fire accident of this case caused the fire accident of this case. Since the amount of damages for the household effects under the insurance contract of this case is stated as KRW 30 million, the defendant is obligated to pay to the appointed party C the consolation money of KRW 31 million, including the above KRW 30 million and the consolation money of KRW 1 million, with each of the above KRW 31 million, the plaintiff A, the selected party D, and E, for physical and mental damages.

B. According to the above facts of determination as to the claim of insurance money by the 1st selected parties C, the instant apartment house destroyed by fire, and thus, the Defendant, the insurer of the instant insurance contract, is the owner of the instant household.