However, the execution of the above punishment shall be suspended for three years from the date of the final judgment.

The Defendant, by misrepresenting 1st and unspecified Korean nationals, including C, D, E, F, G, H, and one-person I, with phone calls from many and unspecified Korean persons, and misrepresenting them to the Public Prosecutor's Office, Police, staff of the Financial Supervisory Service, card company, National Health Insurance Corporation's staff, etc., "to impair other persons to take protective measures because they would have been issued with a credit card in the name of a party," and "to refund excessive health insurance fees paid", and let them operate the cash payment system as near to the nearest bank, so that they would transfer the money to a specific account prepared for a certain amount from the bank's name to the near bank's name, and then take the above measures to collect and manage the money from the bank's account under the name of the victim's name to the extent that they would have been sent to the bank's account under the name of the victim's name to the extent that they would have been sent to the bank's account under the name of the victim's name to the next 7th of cash payment."